Clearpay

Pay for your order in 4 payments every 2 weeks with Clearpay.
No interest, no additional fees, when you pay on time. Available on orders between £1 and £1,200.

Here's how it works:

STEP 1

Add item(s) to your basket

STEP 2

Select Clearpay at the checkout

STEP 3

A circle sliced into four to illustrate four equal payments

STEP 4

Your purchase will be split into 4 payments, payable every 2 weeks^†

^†Late fees and additional eligibility criteria apply. The first payment is due at the time of purchase. For complete terms visit clearpay.co.uk/terms

All you need

A shopping trolley with a tick mark inside it

A UK credit or debit card

To be over 18 years of age

A UK resident address

FAQs

What is Clearpay?

Clearpay is a payment service that lends customers a fixed amount of credit to make purchases instantly and then pay for them in 4 automatic instalments, made every 2 weeks, without any interest (late fees apply).

The service is provided by Clearpay Finance Ltd.

How do I use Clearpay?

At the checkout, choose the Clearpay payment method. You will be directed to the Clearpay website to register and provide payment details (Visa, Mastercard or Amex).

If you've used Clearpay before, just log in to your Clearpay account, then complete your order.

How does the payment schedule work?

Clearpay will split the total value of your order into 4 instalments payable every fortnight. The exact amounts and dates will be displayed for you to agree to before you confirm your purchase.

If you would like to make additional unscheduled payments before they are due, you may log in to your Clearpay account to make your payments early. Clearpay will then adjust the amount owed accordingly.

You can log in to your Clearpay account anytime to view your payment schedule or make a payment before the next due date.

What if I can't pay the Clearpay instalments?

If you cannot make a payment, please contact Clearpay.

If you miss a payment, Clearpay will immediately stop you from making any further purchases with Clearpay.

Clearpay will give you until 11pm on the following day to make your repayment. If you are unable to make the payment by then, you will incur a late fee. This will be an initial £6 and a further fee of £6 if the missed payment is not made within 7 days. If your order is less than £24, the total late fee will be £6. If your order is £24 or over, total late fees will not exceed 25% of the total order or £36, whichever is less.

Clearpay debt may be passed to a debt collection agency and this may affect your ability to use Clearpay in future. We encourage you to use Clearpay responsibly. Please see Clearpay Terms of Service for further details.

Is there a limit to how much I can spend in a single transaction?

Yes, to use Clearpay, your order value including delivery must be between £1 and £1,000. Your maximum order value may be lower depending on factors such as being a new customer or your payment history.

Where can I find out more about Clearpay?

Visit the Clearpay website for a comprehensive list of FAQs, Clearpay Terms of Service and Privacy Policy.

Clearpay lends you a fixed amount of credit to allow you to pay for your purchase over 4 instalments, due every 2 weeks. To be eligible for credit from Clearpay, you must be a permanent UK resident (excl Channel Islands), aged 18+. Further eligibility criteria and T&Cs apply. Clearpay Finance Ltd.

Make sure you can make your repayments on time by each due date to avoid late fees. Not paying on time will lead to a late fee of £6, and, if your order is more than £24, a further late fee of £6 if it is still overdue after 7 days. If you fail to pay on time, your Clearpay debt may be passed to a debt collection agency and this may affect your ability to use Clearpay in future.

We encourage you to use Clearpay responsibly.